3 Pillars for Corporate Treasurers: Consolidate, Optimize and Maximize
A necessary companion to liquidity structures, Intercompany Loans allow banks’ corporate clients to use surplus liquidity in one entity to fund shortfall in another legally. Also, depending on the regulations and the prevailing interest rates in the country, banks can move funds in a branch from a low interest-rate country to high-interest rate country.
For countries with complex regulation such as China, which do not allow traditional inter-company lending, the solution offers support for instruments such as entrust loans.
Multi legal entity fund management
Physical Pooling generated across legal entity fund transfers
Ability to track funds transferred outside the system
Handles revolving and non-revolving loans
Manage and minimize risk using a group facility limit (the maximum amount of all loans availed by company) and a sub-facility limit (maximum amount of loans between accounts)
Incorporates entrust loans; a China specific liquidity management technique with tax saving models
Supports the whole loan life cycle
Maturity handling for both auto settle and roll over
Loan pre-payments and repayment options
Daily tracking for net outstanding, daily interest accrual, maturity repayment, limit breach, interest and tax posting
"Remove the burden on the treasurer to account for daily inter-lending"
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iGTB is your platform to power your way to principal banker position.Designed for complexity reduction between banks and corporate customer operations, our technology assures enhanced operational productivity, while you deliver addictive customer experience.With 7 of the top 10 global transaction banks running on our solutions we are the authority progressive banks rely on to realize their GTB ambitions.
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