Offering notional pooling as a liquidity solution could be a double-edged sword for banks: while the corporate client’s interest burden is reduced, the bank is liable to lose out on interest income.
To help banks to recover the interest lost, iGTB Liquidity Management enables them to charge enhanced rates, based on particular parameters, such as: pool position and base currency; participant country and currency; credit rating; and participant position.
A configurable business rules engine enables you to specify credit and debit margins based on pre-defined slabs.
Interest Enhancement and Interest Optimization are non-set-off notional pooling products. They incorporate a powerful interest engine to calculate extensive pre-configured sets of balances and interest conditions, tiered interest rate possibilities for various client groups and new kinds of interest opportunities, using configuration and interest/benefit distribution for various models.
Automatic accounting for intercompany loans
Flexible market-based interest rates
"Allows liquidity structures to go where others think they cannot"
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iGTB is your platform to power your way to principal banker position.Designed for complexity reduction between banks and corporate customer operations, our technology assures enhanced operational productivity, while you deliver addictive customer experience.With 7 of the top 10 global transaction banks running on our solutions we are the authority progressive banks rely on to realize their GTB ambitions.
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