iGTB Intellect

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Virtual Accounts Management

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Accounts. Unbound.

Bring Innovation to the forefront of Cash Management

Delight clients with account management truly aligned to business

Offer what your Legacy Core Systems cannot do

Increase Revenue with new Monetization Opportunities

Embed your Bank deep into the Customer's Cash Operating Cycle

Reduce Cost and Risk with Virtual Accounts blended into your Ecosystem

Bring Innovation to the forefront of Cash Management and Drive Deposits Growth

Virtual Accounts are Real

Self-service Virtual Accounts with no Bank dependency, for made-to-measure flexibility and control

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Unlimited Account Hierarchy

Mirror complex corporate hierarchies in account structures with full owner information.

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Contextual VA/VIBAN

Use Virtual Accounts as a surrogate of bank account or map it to a context or virtual IBAN.

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POBO, COBO, LOBO

Perform full Payments, Collections and Liquidity operations with the bank’s existing processors. Enable Payment/Collection On-Behalf-Of factories.

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In-House Banking

Enable customer to run an in-house bank with independent management of inter-company funding management.

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Multi-Currency Virtual Accounts

Create innovative solutions with super-efficient, multi-currency Virtual Accounts.

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Self-Service Where And When It Matters

Empower the customer to manage hierarchy, accounts and interest on their own. No need to wait for the bank to open, transact, manage and close accounts.

What’s in it for...

  • Increase market share in cash management services
  • Help corporate clients with an alternative for in-house banking
  • Increase client retention, to become the Primary Banker
  • Create new non-traditional paradigms for fee income
  • Reduce operational expenses, while enabling clients for self-serviced account management
  • Provide a better view to credit visibility and viability of their customers
  • Help address implications arising due to Basel III requirements for liquidity coverage and capital adequacy
  • Reduce KYC dependencies and related risk
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  • Comprehensive and segregated view of cash position aligned by business units - geo, subsidiaries, etc
  • Natural aggregation of funds
  • Leverage real-time payments for better and faster cash visibility
  • Track inter-company positions and interest settlement
  • Optimize number of accounts to be maintained, significantly reducing costs
  • Reduce dependency on the bank for account management
  • Straight through reconciliation to free-up working capital
  • Support centralized treasury management and in-house banking
  • Efficiently manage counterparty positions and exposure
  • Manage intercompany exposures
  • Support payments decisioning with cross-hierarchy limits
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Client Mobile

Explore Solutions that can make You Ready for Today and The Future

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Escrow Deposits

Low Marketing and Distribution Costs

See how Global Banks #winwithiGTB Trusted by the World’s Best

Client Testimonials

Explore testimonials showcasing how iGTB empowers 60% of the world’s top banks to #winwithiGTB

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A market-leading global transaction banking platform, iGTB provides global coverage for its Virtual Account Management (VAM) solution across five continents and 18 countries. iGTB’s Virtual Account Management offers corporate banking clients a seamless customer journey and user experience across multiple business segments.

Joseph Giarraputo
President & Editorial Director,

A market-leading global transaction banking platform, iGTB provides global coverage for its Virtual Account Management (VAM) solution across five continents and 18 countries. iGTB’s Virtual Account Management offers corporate banking clients a seamless customer journey and user experience across multiple business segments.

Joseph Giarraputo
President & Editorial Director,

Composable, Contextual & Hyperscale Architecture

For High Resilience and Processing Large Volumes in Partnership with Microsoft Azure and AWS

Microservice 1

Microservices Architecture

Loosely coupled, self contained services

API 1 1

API First

Build internal ecosystems with open APIs

Cloud Native 1 1

100 % Cloud Native

Flexibility to deploy on any public cloud platforms

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Cloud
2 1 3
Pluggable 1 1

Pluggable Backends

Integrate any backend or application gracefully with pluggable integrations

Security 1

Security

With layers of security, ready for public or private cloud deployment

Lock In 1

No Vendor Lock In

Usage of open source components based on CNCF

Composable, Contextual & Hyperscale Architecture

For High Resilience and Processing Large Volumes in Partnership with Microsoft Azure and AWS

Microservice 1

Microservices Architecture

Loosely coupled, self contained services

API 1 1

API First

Build internal ecosystems with open APIs

Cloud Native 1 1

100 % Cloud Native

Flexibility to deploy on any public cloud platforms

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cloud.png
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Pluggable 1 1

Pluggable Backends

Integrate any backend or application gracefully with pluggable integrations

Security 1

Security

With layers of security, ready for public or private cloud deployment

Lock In 1

No Vendor Lock In

Usage of open source components based on CNCF

Composable, Contextual & Hyperscale Architecture

For High Resilience and Processing Large Volumes in Partnership with Microsoft Azure and AWS

Arrow 11
Microservice 1

Microservices Architecture

Loosely coupled, self contained services

API 1 1

API First

Build internal ecosystems with open APIs

Cloud Native 1 1

100 % Cloud Native

Flexibility to deploy on any public cloud platforms

Cloud
Pluggable 1 1

Pluggable Backends

Integrate any backend or application gracefully with pluggable integrations

Security 1

Security

With layers of security, ready for public or private cloud deployment

Lock In 1

No Vendor Lock In

Usage of open source components based on CNCF

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Perspectives

Perspective Award
News

iGTB named World’s Best Virtual Accounts Solution Provider 2023 by Global Finance

Perspective Whats New
Webinar

Virtual Accounts Management: What's new for 2023

Perspective Def Guide
Whitepaper

Definitive guide: The time for VAM is now. Learn how to Capitalize on it

Virtual Account Management

Talk to our team of experts to learn how we can accelerate your banking transformation journey

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iGTB's Virtual Accounts Management Ranked #1 And "Best-in-class" by Datos

Must Read: How Datos Identified iGTB's Best in Class Products