

Cash. Unleashed.
Full, contextual, real-time control of cash for your corporate clients.
Choose the world's #1 Corporate Treasury Exchange (CTX)
swept every year
of the world’s Multinational corporations’ cross-border sweeps
compliant in 70 countries
notional pools every year
Unleash the Solution
Contextual design. Digital without boundaries.
Encourage transactions and increase wallet share by consolidating surplus and deficit balances at a pre-defined time through one or more concentration accounts. Automatically sweep balances from multiple accounts, in multiple currencies, and across multiple banks.
Be the customer's primary bank by offering liquidity techniques that give a centralized view of liquidity position to recognize trapped cash without requiring movement. Allow customers to keep control of their account balances daily, and incentivize them with a robust interest engine that configures advanced interest allocations based on aggregate deposit amounts.
Enable customers to lend and borrow cash between business units, joint ventures, and subsidiaries, without requiring credit loan arrangements, even on short notice. Offer in-house banking with loan lifecycle management and intercompany limit tracking, utilizing various intercompany loan types.
Automate excess cash placement into on- and off-balance sheet investment products, and take over routine tasks that support the investment process, while allowing control over the company's investment policy. Offer self-service capabilities to deliver an end-to-end investment platform for portfolio and performance monitoring, analytics, decision making, and execution. Support directed investments and automated, rules-based investment sweeps with easy-to-use setup and maintain menus
Give customers tools for clear insights into current and future cash flows. Analyze annual cash forecasts by day, week, month, or year, based on information from multiple sources. Use machine learning to suggest new patterns for future forecasts.
Manage the full product lifecycle to introduce new deposit types to the market. Streamline the core demand deposit account (DDA) banking engine and handle deposit workflows and accruals outside the DDA. Avoid the DDA book of work and deliver innovative products to clients quickly and efficiently.
Encourage deposits by splitting cash into operational and non-operational balances. Create a win-win situation for the bank and the customer by earning higher returns through maturity transformation and passing on some of the benefits to the customer. Analyze, measure, and report account behavior to gain insights into accounts that are close to meeting operational qualification
Enable real-time payment decision-making to prevent payment delays and ensure sweep instructions are executed only when sufficient cash balances or credit limits are available.
Reward clients based on various criteria such as loyalty, operational activities, balance growth, balance stability, ESG adherence, payments, collections, or other measurable variables. Pass value back to accounts with high loyalty or operational activities.

Unleash the corporate
Power. Control. Visibility. Auto-action. Real-time
Leapfrog the market with the best app to transform cash concentration sweeps, notional pooling, intercompany loan tracking and automated or active investments
Cross-country, cross-currency, cross-bank, cross-entity, even cross-JVs. Robust, comprehensive, powerful and ready to handle your roadmap. Drive more value with clear dashboards and additional controls to help your corporates squeeze their liquidity tighter with: deposit management; cash flow forecasting; negative interest rate handling; virtual accounts; LOBO; even contextual pricing
What’s in it for the corporates?
Never has managing cash been so vital
Optimize Cash
Cash only when and where you need it
Meeting your corporate clients’ cash management needs is vital to creating, building and maintaining strong relationships. Helping your client to manage its money effectively through cash pooling and liquidity management is one half of the cash management coin – payments (moving the money) is the other
Maximize Returns
For direct financial benefits
For direct financial benefits Enabling forward sight of cash movements, and understanding where and when there will be excess cash, enables clients to manage money better. Cash that won’t be needed can be invested; enhancing returns for your client
Unattended Operation
Automation in the background
Effective management of liquidity is only possible with algorithms that operate in the background. These programs quietly ensure that the money is where it needs to be when it needs to be there. Based on rules, and operating 24/7, a cash pooling liquidity management system will help your clients avoid unnecessary overdrafts, so delivering cost savings to your client and capital savings to the bank

Unleash the bank
Growth market share. Transform return on equity
Use the world’s best liquidity platform to gain and retain clients as principal banker, while safeguarding the bank
Unfettered by product restrictions, give your clients the solutions they need. Protect the bank from FX arbitrage risk and insulate it from individual or category limit breaches with real-time liquidity funds control. Goodbye to poor and time-consuming bank user experiences. Basel-compliant. Navigate your clients’ deposits to the right place for your balance sheet’s health, using the global deposit manager and operational account manager. Absorb regulatory and risk management shocks
What’s in it for the banks?
Power your clients to manage their liquidity, and the bank to manage its liabilities
Gain and retain clients
Client delight with superb UX
Build new client deposit products and bring them quickly to market, whether for regulatory compliance or to drive new innovation. Analytics help banks understand what are the best performing deposit products, in which markets and for which segments. Layer in contextual pricing to promote better financial results
Operational Efficiency
The self-service win-win
Intuitive self-service allows for the setting up and amendment of cash pooling and liquidity structures directly by the client. Investments can be executed from the client user interface without the need for bank user intervention. Reports can be accessed online, and real-time analytics gives insight into the client’s cash and investment portfolio as well as forecasts of future positions. Self-service saves time for your clients, and reduces the operational demands on the bank
Protect the bank
Avoid balance sheet & other shocks
We recognise that your clients’ liquidity will at some stage be part of your bank’s liabilities. Having tools that help your clients to manage their liquidity and that also help the bank to meet its liability mix objectives is key to a healthy relationship with all your stakeholders. We help banks help their clients to manage their cash and liquidity pools and also help the bank meet its liability mix objectives. Encourage the right kind of cash deposits from your clients. Help your clients do more operational business more cheaply, while helping the bank meet its liability mix objectives

Unleash the technology
Born in the cloud. Free as the air
Provide a superb context-sensitive and context-responsive user experience, offering best next actions for the ultimate in self-serve. With the banker’s user experience powered by the same, renowned Lisa contextual design. Give your colleagues the same superb UX as your clients. Profit from iGTB’s unique engineering that allows the microsecond-response assembly of complex data from multiple domains and even multiple banks

My signature solution
eMACH.ai is a cutting-edge open finance platform that streamlines banking operations, automates processes, and enables data-driven decisions. Our advanced technology reduces complexity by 30%, helps institutions move to the marketplace faster, and offers comprehensive Microservices and APIs backed by AI intelligence for seamless integration.




Powered by LISA Contextual Design
All founded on the ultra-modern API-first, cloud-native, pure open source, real-time infrastructure.
Easy integration with the bank’s existing eco system through simple interfaces. Don’t burden the DDA system. Or systems.
Powered by LISA Contextual Design.

My signature solution
eMACH.ai is a cutting-edge open finance platform that streamlines banking operations, automates processes, and enables data-driven decisions. Our advanced technology reduces complexity by 30%, helps institutions move to the marketplace faster, and offers comprehensive Microservices and APIs backed by AI intelligence for seamless integration.




Powered by LISA Contextual Design
All founded on the ultra-modern API-first, cloud-native, pure open source, real-time infrastructure.
Easy integration with the bank’s existing eco system through simple interfaces. Don’t burden the DDA system. Or systems.
Powered by LISA Contextual Design.
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Built on the most advanced Architecture to Future - Proof your Ecosystem
Best Framework
Designed on Springboot, to run on any private or public cloud
100 % Cloud Native
Modular micro-service, cloud native architecture
Zero Downtime
High availability, zero downtime, CI-CD based deployment
Multi integration layer
Out of the box multi format, multi protocol integration layer
Inbuilt resilience
Inbuilt resilience via robust rules, validations, and native retry logic
Data security
Data security at all level i.e. application, network, database, API and many others
Best data management
Openshift deployment via a cluster of containers, monitored by an orchestration engine
World's advanced database
Usage of Post Gress SQL lowers TCO, also runs on Oracle database
Perspective

Build or Buy Competing … with Liquidity Management This document highlights eight critical areas that will help you
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Unleash the expertise
Check how iGTB’s Corporate Treasury Exchange (CTX) can empower your bank with its complimentary services for for your corporate customers