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iGTB Intellect

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Commercial and Small Business Banking Forum

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Intellect announces the launch of iGTB Copilot

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iGTB Intellect at Sibos 2023

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iGTB Pulse Newsletter August 2023 Edition

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Corporate Treasury Exchange

Cash. Unleashed.

Choose the World’s #1
Corporate Treasury Platform

$ 0 tn

Swept Every Year

0 %

Of the World’s Multinational Corporations cross-border sweeps

0

Compliant in 70 Countries

$ 0 tn

Notional Pools Every Year

Unleash the Solution

Contextual Design. Digital without Boundaries.

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Physical Cash Concentration Sweeps

Encourage transactions and increase wallet share by consolidating surplus and deficit balances at a pre-defined time through one or more concentration accounts. Automatically sweep balances from multiple accounts, in multiple currencies, and across multiple banks.

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Notional Pooling

Be the customer's primary bank by offering liquidity techniques that give a centralized view of liquidity position to recognize trapped cash without requiring movement. Allow customers to keep control of their account balances daily, and incentivize them with a robust interest engine that configures advanced interest allocations based on aggregate deposit amounts.

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Inter Company Loans

Enable customers to lend and borcash between business units, joint ventures, and subsidiaries, without requiring credit loan arrangements, even on short notice. Offer in-house banking with loan lifecycle management and intercompany limit tracking, utilizing various intercompany loan types.

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Investments

Automate excess cash placement into on- and off-balance sheet investment products, and take over routine tasks that support the investment process, while allowing control over the company's investment policy. Offer self-service capabilities to deliver an end-to-end investment platform for portfolio and performance monitoring, analytics, decision making, and execution. Support directed investments and automated, rules-based investment sweeps with easy-to-use setup and maintain menus.

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Cash Flow Forecasting

Give customers tools for clear insights into current and future cash flows. Analyze annual cash forecasts by day, week, month, or year, based on information from multiple sources. Use machine learning to suggest new patterns for future forecasts.

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Global Deposit Manager

Manage the full product lifecycle to introduce new deposit types to the market. Streamline the core demand deposit account (DDA) banking engine and handle deposit workflows and accruals outside the DDA. Avoid the DDA book of work and deliver innovative products to clients quickly and efficiently.

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Operational Account Manager

Encourage deposits by splitting cash into operational and non-operational balances. Create a win-win situation for the bank and the customer by earning higher returns through maturity transformation and passing on some of the benefits to the customer. Analyze, measure, and report account behavior to gain insights into accounts that are close to meeting operational qualification.

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Transaction Limit Management

Enable real-time payment decision-making to prevent payment delays and ensure sweep instructions are executed only when sufficient cash balances or credit limits are available.

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Contextual Pricing

Reward clients based on various criteria such as loyalty, operational activities, balance growth, balance stability, ESG adherence, payments, collections, or other measurable variables. Pass value back to accounts with high loyalty or operational activities.

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Unleash the Corporate

Power. Control. Visibility. Auto-action. Real-time

Leapfrog the market with the best app to transform cash concentration sweeps, notional pooling, intercompany loan tracking and automated or active investments

Cross-country, cross-currency, cross-bank, cross-entity, even cross-JVs. Robust, comprehensive, powerful and ready to handle your roadmap. Drive more value with clear dashboards and additional controls to help your corporates squeeze their liquidity tighter with: deposit management; cash flow forecasting; negative interest rate handling; virtual accounts; LOBO; even contextual pricing

What’s in it for the Corporates?

Never has managing cash been so vital
  • Cash only when and where you need it
  • Meeting your corporate clients’ cash management needs is vital to creating, building and maintaining strong relationships. Helping your client to manage its money effectively through cash pooling and liquidity management is one half of the cash management coin – payments (moving the money) is the other
  • For direct Financial Benefits
  • Enabling forward sight of cash movements, and understanding where and when there will be excess cash, enables clients to manage money better. Cash that won’t be needed can be invested; enhancing returns for your client
  • Automation in the background
  • Effective management of liquidity is only possible with algorithms that operate in the background. These programs quietly ensure that the money is where it needs to be when it needs to be there
  • Based on rules, and operating 24/7, a cash pooling liquidity management system will help your clients avoid unnecessary overdrafts, so delivering cost savings to your client and capital savings to the bank
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Client Mobile
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Unleash the Bank

Growth Market Share. Transform Return on Equity

Use the world’s best liquidity platform to gain and retain clients as principal banker, while safeguarding the bank

Unfettered by product restrictions, give your clients the solutions they need. Protect the bank from FX arbitrage risk and insulate it from individual or category limit breaches with real-time liquidity funds control. Goodbye to poor and time-consuming bank user experiences. Basel-compliant. Navigate your clients’ deposits to the right place for your balance sheet’s health, using the global deposit manager and operational account manager. Absorb regulatory and risk management shocks

What’s in it for the Banks?

Power your Clients to manage their Liquidity, and the Bank to manage its liabilities
  • Client Delight with Superb UX
  • Build new client deposit products and bring them quickly to market, whether for regulatory compliance or to drive new innovation.
  • Analytics help banks understand what are the best performing deposit products, in which markets and for which segments. Layer in contextual pricing to promote better financial results
  • The Self-Service Win-Win
  • Intuitive self-service allows for the setting up and amendment of cash pooling and liquidity structures directly by the client.
  • Investments can be executed from the client user interface without the need for bank user intervention. Reports can be accessed online, and real-time analytics gives insight into the client’s cash and investment portfolio as well as forecasts of future positions. Self-service saves time for your clients, and reduces the operational demands on the bank
  • Avoid balance sheet & other shocks
  • We recognise that your clients’ liquidity will at some stage be part of your bank’s liabilities. Having tools that help your clients to manage their liquidity and that also help the bank to meet its liability mix objectives is key to a healthy relationship with all your stakeholders
  • We help banks help their clients to manage their cash and liquidity pools and also help the bank meet its liability mix objectives
  • Encourage the right kind of cash deposits from your clients. Help your clients do more operational business more cheaply, while helping the bank meet its liability mix objectives
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Explore solutions that can make you ready for today and the future

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Unleash the Technology

Born in the Cloud. Free as the Air

Provide a superb context-sensitive and context-responsive user experience, offering best next actions for the ultimate in self-serve. With the banker’s user experience powered by the same, renowned Lisa contextual design. Give your colleagues the same superb UX as your clients. Profit from iGTB’s unique engineering that allows the microsecond-response assembly of complex data from multiple domains and even multiple banks

Composable, Contextual & Hyperscale Architecture

For High Resilience and Processing Large Volumes in Partnership with Microsoft Azure and AWS

EMach

My signature solution

eMACH.ai is a cutting-edge open finance platform that streamlines banking operations, automates processes, and enables data-driven decisions. Our advanced technology reduces complexity by 30%, helps institutions move to the marketplace faster, and offers comprehensive Microservices and APIs backed by AI intelligence for seamless integration.

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ESG Investment for Client Goals

Support your clients in meeting their ESG targets. Dial in the environmental, social and governance scores you want to promote and reward clients with the best ESG credentials. Help your clients deploy excess cash into investment portfolios that display strong ESG profiles. Investing in ESG not only benefits your clients financially but also contributes to building a more sustainable world that we can all be proud of for generations to come.

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Cloud
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Powered by LISA Contextual Design

All founded on the ultra-modern API-first, cloud-native, pure open source, real-time infrastructure.
Easy integration with the bank’s existing eco system through simple interfaces. Don’t burden the DDA system. Or systems. Powered by LISA Contextual Design.

AI LOGO 1

AI and ML for Cash Management

Tomorrow’s technology is arriving faster than ever with the application of machine learning (ML) and artificial intelligence (AI) to deliver new cash management tools. Our future technology will help your clients to understand and respond faster to environmental changes, improve the speed to deliver code to support new client needs, update and optimise client liquidity structures automatically

Composable, Contextual & Hyperscale Architecture

For High Resilience and Processing Large Volumes in Partnership with Microsoft Azure and AWS

EMach

My Signature Solution

eMACH.ai is a cutting-edge open finance platform that streamlines banking operations, automates processes, and enables data-driven decisions. Our advanced technology reduces complexity by 30%, helps institutions move to the marketplace faster, and offers comprehensive Microservices and APIs backed by AI intelligence for seamless integration.

Image 2

ESG Investment for Client Goals

Support your clients in meeting their ESG targets. Dial in the environmental, social and governance scores you want to promote and reward clients with the best ESG credentials. Help your clients deploy excess cash into investment portfolios that display strong ESG profiles. Investing in ESG not only benefits your clients financially but also contributes to building a more sustainable world that we can all be proud of for generations to come.

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Cloud
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Powered by LISA Contextual Design

All founded on the ultra-modern API-first, cloud-native, pure open source, real-time infrastructure.

Easy integration with the bank’s existing eco system through simple interfaces. Don’t burden the DDA system. Or systems. Powered by LISA Contextual Design.

AI LOGO 1

AI and ML for Cash Management

Tomorrow’s technology is arriving faster than ever with the application of machine learning (ML) and artificial intelligence (AI) to deliver new cash management tools. Our future technology will help your clients to understand and respond faster to environmental changes, improve the speed to deliver code to support new client needs, update and optimise client liquidity structures automatically

Composable, Contextual & Hyperscale Architecture

For High Resilience and Processing Large Volumes in Partnership with Microsoft Azure and AWS

Arrow 4 21
EMach

My signature solution

eMACH.ai is a cutting-edge open finance platform that streamlines banking operations, automates processes, and enables data-driven decisions. Our advanced technology reduces complexity by 30%, helps institutions move to the marketplace faster, and offers comprehensive Microservices and APIs backed by AI intelligence for seamless integration.

Image 2

ESG Investment for Client Goals

Support your clients in meeting their ESG targets. Dial in the environmental, social and governance scores you want to promote and reward clients with the best ESG credentials. Help your clients deploy excess cash into investment portfolios that display strong ESG profiles. Investing in ESG not only benefits your clients financially but also contributes to building a more sustainable world that we can all be proud of for generations to come.

Cloud
2 3

Powered by LISA Contextual Design

All founded on the ultra-modern API-first, cloud-native, pure open source, real-time infrastructure. Easy integration with the bank’s existing eco system through simple interfaces. Don’t burden the DDA system. Or systems. Powered by LISA Contextual Design.

AI LOGO 1

AI and ML for Cash Management

Tomorrow’s technology is arriving faster than ever with the application of machine learning (ML) and artificial intelligence (AI) to deliver new cash management tools. Our future technology will help your clients to understand and respond faster to environmental changes, improve the speed to deliver code to support new client needs, update and optimise client liquidity structures automatically


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Trusted by the World’s Best

The need for strong Liquidity Management tools is critical in any rate environment. Times of stress don’t always announce themselves.

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Paul Adamo
Managing Director, COO, CFO
BNY Mellon Treasury Services
It’s very powerful….the tight coupling with the web portal has given us a much greater opportunity for differentiation than we would otherwise have.

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Balaji Natarajan
Head of Global Payments & Collections Products,
ANZ
Intellect’s position is based on the depth and breadth of its product functionalities, established on its knowledge of liquidity management dynamics, dominance in the field, and client endorsements and references.
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Enrico Camerinelli
Strategic Advisor
Aite Novarica group

Perspective

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Blog

Build or Buy Competing with Liquidity Management

Aite Liquidity
Whitepaper

Acceleration of Liquidity Management

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Case Study

Aite Novarica Innovation in Cash and Liquidity Management

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Webinar

Transform liquidity management from zero-sum to win-win

Corporate Treasury Exchange

Talk to our team of experts to learn how we can accelerate your banking transformation journey

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