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iGTB Intellect

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Digital Transaction Banking

Transaction Banking. Delivered.

A composable, cloud-native, integrated transaction banking platform powered by microservices and open banking APIs

Covers the working capital cycle from accounts services, payments, liquidity, collections, virtual accounts, trade & supply chain finance

Change the face of Transaction Banking with a comprehensive integrated front-to-back platform

Our Impact

$ 0 bn+

Value of transactions processed every year

$ 0 bn

Total amount of salaries paid every year

$ 0 bn+

Corporate transactions executed every year

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Reusable API’s for core banking and other finance solutions

What’s New for 2023 in Digital Transaction Banking

Become Future-Proof, Risk-Proof, Compliant and Profitable

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Real-time Persona-based Dashboards

Maximize your gains and limit losses with an in-depth 360 degree view powered by real time account and payment insights

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Advanced Mobility with Rich UX

Get the ANYTIME ANYWHERE mobile banking experience for your customers. Designed specifically for SMEs to speed-up banking interactions and transact at scale

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Digital Self Onboarding

Capture fees in weeks with rapid digital onboarding and save up to 70% in costs of onboarding operations

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Market Ready User Journeys

Integrated end to end Cash management with market ready user journeys across domains and countries

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Open Banking APIs

Adopt Open Banking and rapidly expand APIs to enable painless integration for corporates into banking ecosystem and access new business services effortlessly

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Improved Operational Efficiency

Make more money and retain/acquire more customers with improved operational efficiency

Benchmarked and Rated on Top Repeatedly

Recognised in Global Analyst Leadership Quadrants

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Innovation Award for best TB Implementation Most Impactful Project
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Innovation Award for best TB Implementation Most Impactful Project
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iGTB ranked #1 in the world for Global Transaction Banking by IBS Intelligence for the third consecutive year

What’s in it for the Banks?

Banks benefit from Digital Transaction Banking with enhanced corporate and SME customer experience, improved operational efficiency, significantly reduced risks and increased revenue streams

  • Change the game in SME banking and increase the stickiness of your clients by offering a full suite of products specifically tailored to increase customer loyalty and acquire new clients
  • Higher cost savings powered by digital technology leads to additional budgets that can be used to focus on enhancing customer experience
  • Market and promote a bouquet of products that can be used for up-selling and cross-selling to corporates available across domains
  • Eliminate the grind of multiple changes in core banking or other systems and be able to provide better business benefits with higher efficiency and reduced costs
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What’s in it for the Clients?

Clients benefit from Digital Transaction Banking with frictional digital banking experience, visually rich dashboards to enable better decision making, savings on operational costs and effective revenue growth

  • Eliminate costly overheads by promoting parents to ‘self-register’ and use of Virtual Accounts for clear identification and mapping to the right children with an automated process
  • Get instant views of complex data and flexibility to choose the right structure to optimize liquidity management
  • Solve airline complexities with money available at the right place, right time, right currency, right bank, right country
  • Manage surplus funds with a single click and enable growth in revenue pool with a cash concentration account
  • Help corporate treasurers gain full visibility of funds across all accounts.
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Client Mobile

Trusted by the World’s Best

"We looked worldwide, for platforms that could serve corporates. With Intellect, we found that platform. It is actually a very rich platform, functionally. More importantly, from the user interface and user experience, it's a platform that supports end-to-end journeys, not just transaction banking, but beyond."

Miguel Rio Tinto
Miguel Rio Tinto
Group CIO,
Emirates NBD Group
"VCB CashUp is a key, large-scale Information Technology program and is of significant importance to Vietcombank’s business in the coming years. Vietcombank has spent 2 years studying the pre-feasibility of the project until it selected iGTB for ensuring success in implementing the project."

Dao Minh Tuan Vietcombank
Dao Minh Tuan
Deputy General Director,
Vietcombank
"Our motto is “Digital at the Fore, Human at the Core” and this implementation with iGTB echoes that message – a full digital refresh, with the final aim of making life as easy as possible for our SMEs to large corporate clients and will help unlock the huge potential in the Indian transaction banking market."

Shalini Warrier
Shalini Warrier
Chief Operating Officer,
Federal Bank
"iGTB’s state-of-the-art solution that can handle high volumes and drive efficiency will be a critical enabler for our ambitious growth plans – giving us the tools to open up new lines of business, offer support for multi-country regulatory issues and other local requirements, and provide faster client on-boarding."

Adel Al Malki 3
Adel Al Malki
General Manager, Information Technology,
QNB Group

Explore Solutions that can make You Ready for Today and The Future

Cloud

Digital Transaction Banking on iGTB Cloud

Accelerate your digital transformation with the world’s first fully integrated, composable & cloud-ready Transaction Banking platform powered by micro services and open banking APIs

Reimagined. Redesigned.

Composable, Contextual & Hyperscale Architecture

For High Resilience and Processing Large Volumes in Partnership with Microsoft Azure and AWS

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Microservices Architecture

Loosely coupled, self contained services

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API First

Build internal ecosystems with open APIs

Cloud Native 1 1

100 % Cloud Native

Flexibility to deploy on any public cloud platforms

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Cloud
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Pluggable 1 1

Pluggable Backends

Integrate any backend or application gracefully with pluggable integrations

Security 1

Security

With layers of security, ready for public or private cloud deployment

Lock In 1

No Vendor Lock In

Usage of open source components based on CNCF

Composable, Contextual & Hyperscale Architecture

For High Resilience and Processing Large Volumes in Partnership with Microsoft Azure and AWS

Microservice 1

Microservices Architecture

Loosely coupled, self contained services

API 1 1

API First

Build internal ecosystems with open APIs

Cloud Native 1 1

100 % Cloud Native

Flexibility to deploy on any public cloud platforms

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Pluggable 1 1

Pluggable Backends

Integrate any backend or application gracefully with pluggable integrations

Security 1

Security

With layers of security, ready for public or private cloud deployment

Lock In 1

No Vendor Lock In

Usage of open source components based on CNCF

Composable, Contextual & Hyperscale Architecture

For High Resilience and Processing Large Volumes in Partnership with Microsoft Azure and AWS

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Microservice 1

Microservices Architecture

Loosely coupled, self contained services

API 1 1

API First

Build internal ecosystems with open APIs

Cloud Native 1 1

100 % Cloud Native

Flexibility to deploy on any public cloud platforms

Cloud
Pluggable 1 1

Pluggable Backends

Integrate any backend or application gracefully with pluggable integrations

Security 1

Security

With layers of security, ready for public or private cloud deployment

Lock In 1

No Vendor Lock In

Usage of open source components based on CNCF

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Digital Transaction Banking Product Suite

All in one place, from the same integrated solution

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Contextual Banking Experience

Instantly know exactly what is going on in your business, with insights to help you decide and transact appropriately

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Account Services

Become the principal bank, you can use easy-link cartridges and fetch balances across your customer’s bank accounts (including with other banks) to provide a consolidated account position

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Payments

Receive a file mixing AED & USD wage payments and automatically send them to UAEFTS or SWIFT for Cross border or other systems as required increasing STP

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Payments

Receive a file mixing AED & USD wage payments and automatically send them to UAEFTS or SWIFT for Cross border or other systems as required increasing STP

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Liquidity

Win more RFPs (and help your existing customers) by having the perfect liquidity structure. For example, with a single cash concentration account consolidate all the funds for better utilization

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Liquidity

Win more RFPs (and help your existing customers) by having the perfect liquidity structure. For example, with a single cash concentration account consolidate all the funds for better utilization

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Collections & Receivables

Help your clients collect their customers settlement faster using virtual accounts for automatic reconciliation and optimize the collection process in order to get the cash in better

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Virtual Accounts

Reduce the number of operating accounts using the unlimited supply of virtual accounts by moving funds from firms with excess to firms needing cash without any transaction hitting a real bank account

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Trade & Supply Chain Finance

Examine documents precisely on screen using split screen. Win many of your client’s customers’ and supplier’s finance needs using the automated sales and follow-up process to avoid drop off from complexities of registry documents

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SME Banking

Win many of your client’s customers’ and supplier’s finance needs using the automated sales and follow-up process to avoid drop off from complexities of registry documents

Perspectives

What's New for 2023 - Digital Transaction Banking
Webinar

What's New for 2023 - Digital Transaction Banking

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News

IDC Financial Insights Innovation Award for iGTB Cash platform

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News

iGTB & Microsoft to establish Corporate Banking transformation on Cloud

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News

Intellect Global Transaction Banking (iGTB) launches Consumerisation of Commercial Banking at Sibos

Digital Transaction Banking

Talk to our team of experts to learn how we can accelerate your banking transformation journey

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