Transaction Limits Management

Breaches. Eliminated.

Real time risk and limits management solution to optimize corporate liquidity and working capital

Seamlessly process payments for your large corporate clients

Client level aggregation of balances and risk limits for each transaction

Offer clients the ability to utilize all funds available at the bank level

Clients benefit from payments that execute immediately

Real-time, auditable, centralized payments authorization

The World’s Best Real Time Balance Netting System for Payments Funds Control

Feature rich risk management solution that handles complex corporate cash management and liquidity structures

Transaction Limits Management Savings Calculator

A large bank can save upwards of $50 million in operational and Basel III provisioning using iGTB Transaction Limits Management

Work it out for yourself

Number of corporate customers serviced by your bank

Average number of corporate payment transactions per day at your bank

Approximate percentage of payments landing in manual referral for insufficient funds at your bank

Yearly Savings In Operational Cost

Daily Savings In Basel lll Provisioning

What assumptions are used in the above calculation?

What’s in it for the Banks?

Banks benefit from payments with less risk and less cost using real time automated risk computation formulas.

Banks can use a transaction limits management system to check balances and limits in real time and give a pay/no pay/refer decision saving the bank in operational cost and Base III risk provisioning.

Business Value

Fewer transactions in referral leading to higher client satisfaction
Offer complex structures to a client leveraging LMS structures as well

Capital and Risk Management Value

Lesser overdraft means lesser Basel III risk provisioning
Lesser risk of breaching a monitored limit
Provide a better view to credit visibility and viability of their customers

Operational Value

Reduced operational cost by reduction of payments in referral to under 0.1 %
Easy enquiry for rapid remediation / addressing client queries / cut off referral etc.

What’s in it for the Clients?

Clients benefit from payments that execute immediately using real time balances and limits to the fullest.

Corporate treasures have always wished for real time pooling of funds across an account hierarchy and allowing a subsidiary to utilize funds in a parent account or from another subsidiary which may have surplus funds.

Enhanced Limit Utilization

Leverage group limits by pooling balances and pooling limits across subsidiaries
Use sanctioned limits at the bank level to the fullest

Faster Payments

Same-day payments and certainty of payments especially for critical payments like salary, tax and vendor payments
Clients can benefit from real-time funding solutions even in situations where their cash flow forecasting may not go as planned

Maximize Working Capital

Allows companies to maximize their working capital and eliminates the need for manual funding and forecasting, thereby saving hours of work and reducing the administrative costs associated with external and subsidiary borrowing