Global Banks #winwitheMACH.ai iColumbus
A market leader in Trade & Supply Chain Finance
User Journeys
Transactions per year
Customers
Countries
Continents Across
Events
Microservices
APIs
Introducing eMACH.ai iColumbus
The World’s First Fully Cloud-Native, AI-Embedded, End-to-End Integrated
Trade and Supply Chain Finance Solution
Industry Leading Functionalities Composed on eMACH.ai
AI-Led Digitisation
Embedded AI driving Autonomous Operations & Cognitive Insights
Digital Partner Ecosystem
Curated from the world’s finest companies for compliance, analytics, and digitalization
Configurable, Low-Code Design with M-Aware Framework
Orchestrate product, programs and process workflows to suit your business needs
Sustainability
Green Finance, ESG linked pricing & Compliance
Risk Management & Distribution
Distribute Trade & SCF assets, manage risks with multi-tier limit management
Futuristic Technology
Microservices based, API-first design for a resilient, scalable & future proof solution
Modern, Contextual Front-End
“Build Your Own” UX for a rich, contextual and omni-channel experience
Embedded AI in eMACH.ai iColumbus Platform
Be One Step Ahead Of The User And Reduce Cognitive Load
Embedded AI Platform
Transaction Scrutiny Agents
Discrepancy check for documents against LC and SBLC | Workability check | Early Warning Signals (EWS)
Transaction Digitilisation Agent
Classification | Extraction | Sanction Data Preparation
Onboarding Agent
Client Profile Check | Credit Assessment | Digital Onboarding
ESG Agent
Compliance | ESG Linked pricing | ESG Linked limits | Green Financing
Insights Agents
Answer queries on transaction status fees/interest, maturity date and more. Provide trends and counterparty intelligence.
AML Agent
Perform AML check on transactions – Related party check | Counterparty profile screening | Hight Risk Goods | High Risk Jurisdiction | Line of Business and Good Match.
Embedded AI Platform
Transaction Scrutiny Agents
Discrepancy check for documents against LC and SBLC | Workability check | Early Warning Signals (EWS)
Transaction Digitilisation Agent
Classification | Extraction | Sanction Data Preparation
Onboarding Agent
Client Profile Check | Credit Assessment | Digital Onboarding
ESG Agent
Compliance | ESG Linked pricing | ESG Linked limits | Green Financing
Insights Agents
Answer queries on transaction status fees/interest, maturity date and more. Provide trends and counterparty intelligence.
AML Agent
Perform AML check on transactions – Related party check | Counterparty profile screening | Hight Risk Goods | High Risk Jurisdiction | Line of Business and Good Match.
Embedded AI Platform
Onboarding Agent
Client Profile Check | Credit Assessment | Digital Onboarding
Transaction Digitilisation Agent
Classification | Extraction | Sanction Data Preparation
ESG Agent
Compliance | ESG Linked pricing | ESG Linked limits | Green Financing
Transaction Scrutiny Agents
Discrepancy check for documents against LC and SBLC | Workability check | Early Warning Signals (EWS)
AML Agent
Perform AML check on transactions – Related party check | Counterparty profile screening | Hight Risk Goods | High Risk Jurisdiction | Line of Business and Good Match.
Insights Agents
Answer queries on transaction status fees/interest, maturity date and more. Provide trends and counterparty intelligence.
Powered By
Built On:
Purple
Fabric
Create and manage your own Expert AI Agents
Provider and Model Agnostic
Balance Accuracy, Cost and Performance
Trusted and Traceable Intelligence
Governance and Security for AI
Modular and Scalable
Digital Partner Ecosystem
Indian Regulatory Trade finance Compliance and Reporting TRRACS
Analysis patterns, trends and changes in the trend landscape; generates ESG ratings
Distribute trade risk in third party investors in capital market
Screen document for consistency and compliance
Digital negotiable instruments
Risk Solutions/ Fraud Detection and compliance
Support paperless trade
Detecting duplicate invoices as means of preventing frauds
Analysis patterns, trends and changes in the trend landscape; generates ESG ratings
Distribute trade risk in third party investors in capital market
Screen document for consistency and compliance
Digital negotiable instruments
Multibank/ Mono bank RFQ platform
Support paperless trade
MULTI-PLIER EFFECT : M-AWARE FRAMEWORK
Multi Country
True multi country solution Flexible deployment model aligning
Multi Entity
True multi country solution Flexible deployment model aligning
Multi Currency
True multi country solution Flexible deployment model aligning
Multi Lingual
True multi country solution Flexible deployment model aligning
Multi LOB
True multi country solution Flexible deployment model aligning
Multi Segment
True multi country solution Flexible deployment model aligning
Multi Country
True multi country solution Flexible deployment model aligning
Multi Entity
True multi country solution Flexible deployment model aligning
Multi Currency
True multi country solution Flexible deployment model aligning
Multi Lingual
True multi country solution Flexible deployment model aligning
Multi LOB
True multi country solution Flexible deployment model aligning
Multi Segment
True multi country solution Flexible deployment model aligning
eMACH.ai Trade Finance
IMPORT SERVICES
- Import Letter of Credit
- Bills under Import LC
- Import Collections
- Islamic Letter of Credit
- Bills under Islamic LC
- Islamic Import Collection
EXPORT SERVICES
- Export Letter of Credit
- Transfer LC
- Bills under Export LC
- Bills under Transfer LC
- Export Collection
- Islamic Export Collection
TRADE LOANS
- Trust Receipt
- Import Loan
- Export Loan
- Export Negotiation
- Pre Shipment
- FI Loans
- Islamic Trade Loans
GUARANTEE / SBLC
- Outward Bank Guarantee
- Outward SBLC
- Inward Bank Guarantee
- Outward SBLC
- Shipping Guarantee
- Islamic SBLC/BG
OTHERS
- Reimbursement
- Risk Participation & Syndication
- Delinquency management
- Interest & Charges
- Workflow management
eMACH.ai Supply Chain Finance (SCF)
PO / INVOICE
MANAGEMENT
- PO Creation
- Invoice Creation
- PO/Invoice Acceptance/Amendment
- Debit/Credit Notes
- Invoice & payment recon
SELLER
CENTRIC FINANCE
- Receivable/bill Discounting
- Factoring
- Loan against receivables
- Distributor Financing
- Pre Shipment Finance
- Islamic SCF
BUYER
CENTRIC FINANCE
- Payable Finance
- Corporate Payment Undertaking
- Dynamic Discounting
- Advance PO
- Islamic SCF
FINANCE
MANAGEMENT
- Finance request
- Settlements
- Repayment appopriation
- Insurance
- Interest & Charges
OTHERS
- Anchor self onboarding
- Hierarchical, multi-dimensional limit management
- Risk Participation & Syndication
- Delinquency management
- Workflow management
eMACH.ai Supply Chain Finance - Differentiated Features
| Digital Engagement Platform |
Administration
Administration
|
Onboarding
Onboarding
|
Instrument Creation | Finance Initiation | Finance Settlement | Tenor Extension | Reports & Alerts |
|---|---|---|---|---|---|---|---|
| Products | SCF Product and Program Management | Limit Management | Instrument Lifecycle | Finance Lifecycle | Delinquency Management | Exception Handling | Reporting and Analytics |
Pre-shipment Finance
Pre-shipment Finance
|
Product Creation |
Hierarchical Limit
Hierarchical LimitCentralized limit setup and real-time monitoring for a varied lines of business... Supports ‘n’ level in the limit hierarchy. Define limits and monitor exposure at various levels
|
PO Creation |
Finance Request Auto/Manual
Finance Request Auto/Manual
|
Delinquency Classification via Bank’s System | Multi-level Referral Setup |
Alerts
Alerts
|
Receivables Discounting
|
Relationship Management | Anchor / Counterparty limits | PO Amendment / Cancellation | Finance Rate, Tenure Amendment | Delinquency Classification in SCF Platform | Credit Exception for Finance Request |
Reports
Reports
|
Factoring
|
Counterparty Management | Multi-entity limit |
Invoice Creation
Invoice Creation
|
Back Dated Settlement
Back Dated Settlement
|
Exception Handling for NPA | Compliance Exception for Finance Request | Correspondence / Advices |
Bill Discounting
|
Recourse/ Non-recourse | With / Without Recourse limit | Invoice Amendment |
Repayment
Repayment
|
Appropriation Sequence for NPA
Appropriation Sequence for NPA
|
Overdue Exception (RM) |
AI Insights
AI Insights
|
Loan Against Receivables
|
Multi-currency
Multi-currency
|
Revolving / Non-revolving limit | Invoice Acceptance / Cancellation | Risk Participation | Accounting for NPA |
SLA Management
SLA Management
|
|
Payables Finance
|
Finance & Repayment Parameters
Finance & Repayment Parameters
|
Seasonal limit |
Invoice & Credit, Debit note matching
Invoice & Credit, Debit note matching
|
Future Dated Disbursement
Future Dated Disbursement
|
Write-offs | Interface Exception Queue | |
Corporate Payment Undertaking
|
Eligible Commodities | Real Time Monitoring | Dispute Management | Holiday Treatment | Manual Adjustment | ||
Dynamic Discounting
Dynamic Discounting
|
GL Accounts, Nostro/ Vostro | Limit Earmarking |
Crystallization
Crystallization
|
Manual Adjustment | |||
Loan Against Inventory
|
Charges/Interest
Charges/Interest
|
Special Instructions
Special Instructions
|
|||||
Distribution Finance
|
Program Conversion
Program Conversion
For end-to-end working capital needs of the customers:-
|
||||||
Islamic SCF
|
Intellect’s SCF Solution: Industry Use Cases
INTRODUCTION TO SCF INDUSTRY USE CASES
In today’s global economy, businesses face unique challenges across industries. Intellect’s SCF solutions cater to stakeholders by integrating innovative financing models and technology. This presentation explores how these solutions transform supply chain financing:
- Retail: Enhance supply chain control and timely payments with Payable Finance solutions, optimizing cash flow and supplier relationships.
- Pharmaceutical: Ensure timely deliveries and maintain healthcare supply chains with Distributor Finance, minimizing risks and ensuring seamless payments.
- Manufacturing: Convert orders to cash quickly and manage credit risks with Receivables and PO Financing.
- Automobile: Enable VIN-level financing, automate repayment tracking, and manage invoices.
- Construction: Leverage cash efficiently and maintain strong supplier networks with Dynamic Discounting.
RETAIL INDUSTRY
- Manage a Large Supplier Network
- Finance across Supply Chain Lifecycle
- Enhancing Liquidity in the Supply Chain
- Manage High Volume of POs and Invoices
- Manage Compliance with Regulations and Sustainability Goals
- Leverage Fintech ecosystem
PHARMACEUTICAL INDUSTRY
- Access to Finance to all Distributors
- Improve Participation in SCF Programs
- Flexible Financing Options
- Streamlining Compliance screening & Delinquency management
- On Time Payments
MANUFACTURING INDUSTRY
- Product/Program Management
- Compliance and Risk Management
- Instrument Life Cycle
- Reconciliation
- Onboarding
AUTOMOBILE INDUSTRY
- Robust & Speedy onboarding
- High participation in SCF programs
- Finance request at VIN level
- Efficient Compliance & Delinquency Management
- Finance booking & Settlement at VIN level
CONSTRUCTION INDUSTRY
- Manage a Large Supplier Network
- Utilize anchor funds resulting in reduced COGS
- Enhancing Liquidity in the Supply Chain
- Manage High Volume of POs and Invoices
- Manage Compliance with Regulations and Sustainability Goals
- Leverage Fintech ecosystem
Benchmarked and Rated on Top Repeatedly
Recognised in Global Analyst Leadership Quadrants
Trusted by the World’s Best
Raiffeisenlandesbank Niederösterreich-Wien AG
Bank of Baroda
Raiffeisenlandesbank Niederösterreich-Wien AG
Bank of Baroda
Perspective
Scale Your Supply Chain Finance Business With Dynamic Discounting
The Evolution of AI in Trade Finance
The Five Critical Elements to Scaling Your Supply Chain Finance Business
