Wholesale Banking Intellect

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World's No. 1 in
Wholesale Banking

More than 70% of the world’s top banks win with eMACH.ai

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Top 9 of 15

North American Banks #winwitheMACH.ai
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BMO
Northern Trust
CIBC
JP Morgan
wells fargo
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BlackRock
City Bank

Top 9 of 15

European Banks #winwitheMACH.ai
HSBC
Credit Agricole
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Santander
Societye Generale
BPN Paribas
Lloyds Bank
St James
Norges Bank Investment Management

Top 8 of 15

Middle East Banks #winwitheMACH.ai
QNB
FAB
SNB
Emirates NBD
Al Rajhi Bank
Dubai Islamic Bank
NBK
Riyad Bank

Top 16 of 20

Indian Banks #winwitheMACH.ai
SBI
Axis
IDBI
ICICI
Kotak
BOB
Indian Bank
Canara Bank
IDFC First Bank
HDFC
utkarsh-micro-finance
dbs
Yes Bank
Reserver bank of India
LIC
Union Bank

Top 10 of 15

SE Asia + ANZ Banks #winwitheMACH.ai
HSBC
nab
uob
Westpac
Krugari
ANZ
Mizuho
Maybank
BRI
CIMB

See how Global Banks win with eMACH.ai

Driving Global Commercial Banking Transformation with Tech Excellence for Customer-Centric Value.

We help global banks Make, Move and Manage Money
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Our Mission

Enterprise Grade Technology for Wholesale Banking Aligned to Industry Sectors leveraging Cognitive AI and Autonomous AI Agents
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Our Technology

eMACH.ai
The most comprehensive, composable and contextual open finance platform with domain and technology embedded
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We help global banks Make Move and Manage Money
Learn more

Our Mission

Enterprise Grade Technology for Wholesale Banking Aligned to Industry Sectors leveraging Cognitive AI and Autonomous AI Agents
Learn more

Our Technology

eMACH.ai
The most comprehensive, composable and contextual open finance platform with domain and technology embedded
Learn more

Discover the future of banking

Our NextGen Open Finance, Composable and Contextual FinTech architecture challenges, innovates and sparks change through disruption, not only powering the world of banking, but also by creating opportunities for everyone.

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CBX: Digital Engagement Platform

CoDeXA

Digital Transaction Banking

Global Payments

Corporate Treasury Exchange

Virtual Accounts

Trade & Supply Chain Finance

eMACH.ai

Banking As A Service

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CBX: Digital Engagement Platform

Introducing a refreshing change in digital innovation that enables contextual, relevant and slick user experiences for your corporate and business banking clients

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CoDeXA

CoDeXA

CoDeXA empowers financial institutions to innovate faster, simplify complexity, and scale digital solutions—without writing a single line of code.

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Digital Transaction Banking

Change the face of transaction banking with a comprehensive integrated front-to-back platform.

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Global Payments

Accelerate your customer’s business outcomes and objectives beyond simply enabling a transaction.

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Corporate Treasury Exchange

Cross-country, cross-currency, cross-bank, fully contextual, real time control of cash for corporate clients.

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Virtual Accounts

The world’s most advanced sub-accounting system.

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Trade & Supply Chain Finance

Every aspect of trade and supply chain finance, fully integrated and digitised, mitigating risk, reducing cost and optimising efficiency, driving a seamless customer experience all on one platform, on a single screen, from any channel.

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eMACH.ai

eMACH.ai

First Principles Thinking based Most Comprehensive, Composable and Intelligent Open Finance Platform.

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Banking As A Service

Wholesale Banking’s BaaS, built using a composable, contextual and hyperscale technology architecture, provides a competitive advantage to banks that are ready to embrace the trend of Consumerisation of Commercial Banking (CoCB)

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Discover the Future of Banking

A single global ecosystem of consumerisation for liquidity, investments, deposits, cash management, payments, virtual accounts, trade and supply chain finance powered by Commercial Banking Operating System (CBOS)


Contextual Banking Experience
Introducing a refreshing change in digital innovation that enables contextual, relevant and slick user experiences for your corporate and business banking clients Explore product

Digital Transaction Banking
Change the face of transaction banking with a comprehensive integrated front-to-back platform. Explore product

Corporate Treasury Exchange
Cross-country, cross-currency, cross-bank, fully contextual, real time control of cash for corporate clients. Explore product

Corporate Payments
Accelerate your customer’s business outcomes and objectives beyond simply enabling a transaction. Explore product

Virtual Accounts Management
The world’s most advanced sub-accounting system. Explore product

Trade & Supply Chain Finance
Every aspect of trade and supply chain finance, fully integrated and digitised, mitigating risk, reducing cost and optimising efficiency, driving a seamless customer experience all on one platform, on a single screen, from any channel. Explore product

iColumbus.ai
NextGen digital integrated trade and supply chain finance powered by AI for smart data capture Explore product

iGTB Cloud
A composable, cloud-native fully-integrated Cash Management platform powered by microservices and Open Banking APIs. Explore product

Banking As A Service (Baas)
iGTB's BaaS, built using a composable, contextual and hyperscale technology architecture, provides a competitive advantage to banks that are ready to embrace the trend of Consumerisation of Commercial Banking (CoCB) Explore product

Quotes and Testimonials

Analyst Testimonials

Discover how experts endorse Wholesale Banking’s pivotal role in revolutionising transaction banking. Learn more

Customer Testimonials

Explore testimonials showcasing how Wholesale Banking empowers 70% of the world’s top banks to #winwitheMACH.ai

Learn more

What Our Leaders Say

Explore Wholesale Banking executives’ perspectives on industry trends and the future of banking

Analyst Testimonials
Discover how experts endorse Wholesale Banking’s pivotal role in revolutionising transaction banking. Learn more
Customer Testimonials
Explore testimonials showcasing how Wholesale Banking empowers 60% of the world’s top banks to #winwithiGTB Learn more
Analyst Testimonials
Discover how experts endorse Wholesale Banking's pivotal role in revolutionising transaction banking.
Learn More
Customer Testimonials
Explore testimonials showcasing how Wholesale Banking empowers 70% of the world’s top banks to #winwitheMACH.ai
Learn More
What Our Leaders Say
Explore Wholesale Banking executive's perspectives on industry trends and the future of banking

Latest Pulse of Wholesale Banking

datos 2024
Commercial and Small Business Banking Forum - 2025
15 October, 2025 | New York, USA
Sibos 2025
Sibos 2025 Frankfurt
Meet Intellect Wholesale Banking at Sibos 2025 in Frankfurt: Meet Us for...
Africa event
Africa Roundtable Event
Africa Roundtable Event, Johannesburg. Digital Wholesale Banking: A Catalyst...
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Highlights of Wholesale Banking at EBAday 2025
Join Intellect at EBAday 2025 Discover how eMACH.ai and Pay9 Architecture...

SWIFT GPI
Enhancing Corporate Payment Efficiency with SWIFT GPI Tracker powered by eMACH.ai
Discover how leading banks are transforming their cross-border transactions...
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Scale Your Supply Chain Finance Business With Dynamic Discounting
Transform your working capital strategy with eMACH.ai's AI-driven, flexible...
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Virtual Accounts: Build or Buy
Get the insights you need. Our white paper helps you evaluate whether to...
Build vs Buy: Accelerating Digital Transformation with CBX
Build vs Buy: Accelerating Digital Transformation with CBX
Discover how the Corporate Banking eXchange (CBX) bridges the gap between...

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Get in touch

Talk to our team of experts to learn how we can accelerate your banking transformation journey.

In the demo discover

  • Why Wholesale Banking is the most powerful way to transform your Banking Business
  • How the product works -from user experience to the results dashboard
  • How the product works -from user experience to the results dashboard