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Consumerisation Of Commercial Banking

Offer your corporate clients the immense possibilities by reorienting the end-user's experience

A Single Global Ecosystem of Consumerisation

The most comprehensive, composable and contextual open finance platform with domain and technology embedded

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Explore Consumerisation

Consumerisation is the specific impact that consumer-originated technologies can have on commercial banking. It reflects how advantage of, enterprises and banks will be affected by, and can take new technologies and models that originate and develop in the consumer space.

Embrace the Technology that Delivers
Consumerization of Commercial Banking

A Single Global Ecosystem Of Consumerisation

A single global ecosystem of consumerisation for liquidity, investments, deposits, cash management, payments, virtual accounts, trade and supply chain finance powered by Commercial Banking Operating System (CBOS)

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Contextual Products

Offering sharply differentiated set of products with context as the driver.

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Combining products for fulfilling holistic needs of the customer.

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Combining products, solutions and capabilities from multiple providers.

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Banking as a Service

Embed services within a customer’s ecosystem, and reshaping consumption patterns of end customers.

Commercial Banking Operating System (CBOS)

In this innovative quest, iGTB has built an umbrella of differentiated architecture, technology and composable, offerings which we term as Commercial Banking Operating System .

Commercial Banking OS is built for the cloud. This hyperscale technology stack is the basis of composability and contextuality when it comes to building – a robust engine. A technology engine that is architected to deliver high performance, that can easily scale up, cater to the high transaction growth demands of corporates and is highly efficient in corporate banking operations.


DNA OF Intellect


Build to be global

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Global offices
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Global banking clients across 97+ countries
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The world’s first fintech design center
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Open banking APIs offerings
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Live & Realtime

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User journeys across commercial banking
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Corporate transactions executed per year
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Payments rails across 30 countries
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Of fintech expertise
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Consumer First Tech

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Products, platforms & exponential technologies

iGTB Oxford

iGTB Oxford World’s only School of Transaction Banking

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Interest allocated over notional pools every year
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NPS score for iGTB Oxford advanced program
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What Our Leaders Say

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The Consumerisation of commercial banking

Commercial Banking is on the cusp of fundamental shifts that will dramatically reorder the industry in the coming decade.

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Uppili Srinivasan, President, Business Head for Digital, Payments and Liquidity

In conversation with Paul Hindle, Editor of Fintech Futures on Consumerisation of Commercial Banking.

Knowledge Centre

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Survival Strategy with Supply Chain Finance

What may previously have been regarded as a dream – paperless trade – is now a reality. Get the Whitepaper to know more

Aite-Novarica Innovation in Cash and Liquidity Management

Aite Novarica Innovation in Cash and Liquidity Management Learn how BNY Mellon leveraged Intellect iGTB’s capabilities

Aite Payments Matrix Report

Intellect Global Transaction Banking (iGTB) identified as a leader and "Best in Class" Payments Platform provider

Talk to our team of experts to learn how we can accelerate your banking transformation journey

Talk to our team of experts to learn how we can accelerate your banking transformation journey